Built by board-certified physicians and clinical data scientists

The real price, before you decide.

Popular:
Urgent care visit
Colonoscopy
Telehealth visit
Immigration exam
See all categories

  • HIPAA compliant
  • Verified providers
  • We never sell your data
A man and an older woman reviewing healthcare options together on a laptop at home
Colonoscopy
$2,400
one flat price
Verified

Credentialed

  • HIPAA compliant
  • Verified providers
  • We never sell your data
Our trusted providers

Backed by providers patients already trust.

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Surgical Center of Oklahoma logo
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By specialty

Browse by category

Find care by what you need. Six top categories below — or browse the full list.

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The price reality check

See what you'd actually pay.

Same procedure. Two prices. We show you the one nobody else will.

Browse procedures near you
Using insurance
$6,424

out-of-pocket

  • After $2,000 deductible

  • 20% coinsurance on $24,120 negotiated rate

  • Appointment in 3–4 weeks

  • Final bill may vary

Using Care Cadet
$2,400

flat, all in

  • No deductible. No coinsurance.

  • Cash price, set by the provider

  • Available this week

  • Refunded if the provider declines

Diagnostic colonoscopy example. Insurance figures based on average negotiated rates and typical PPO cost-sharing. Care Cadet figure is a representative listed bundle. Individual results vary.
How it works

The price you see is the price you pay.

No deductibles. No coinsurance. No surprise envelopes weeks later. Here's exactly how Care Cadet works.

Search

Type a procedure (MRI, colonoscopy, blood panel) and your ZIP. Browse verified providers and their bundled cash prices.

Compare and book

Pick the provider, time, and price that fits. Reserve your appointment in minutes. No insurance approval, no prior auth.

Show up

Arrive, get care, pay the price you saw. We send an itemized receipt for HSA/FSA reimbursement.

Provider review, built in.

Before your appointment, the provider reviews your needs to make sure the listed service is right for you. If they decline, you get a full refund. No questions, no fuss.

Find nearby facility

We're collecting real stories from our first patients in New York and Oklahoma. We'd rather wait than fake it.

— The Care Cadet team
For providers

Are you a provider? Join Care Cadet. Free to list.

List your services. Reach patients actively searching for cash-pay care. You pay nothing until your first booking.

List your practice
Frequently asked

Questions, answered plainly.

We're launching in New York and Oklahoma first, with more states rolling out through 2026. Search your ZIP to see live providers.

Most listed services are HSA/FSA eligible. We provide an itemized receipt for reimbursement.

It won't. The listed price is the price you pay. If a provider determines additional care is needed, they'll tell you upfront, and you decide.

Every facility is credentialed by our clinical team. We verify licensure, accreditation, and malpractice history before listing.

Cancel up to 24 hours before your appointment for a full refund. Same-day cancellations are handled case by case.

Yes. We're HIPAA compliant and we never sell or share patient data. Period.

No. Care Cadet is direct-pay. Whether you're uninsured, on a high-deductible plan, or in a sharing community, you can use us.